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| Personal Accident Insurance |
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Product Brochure & Application Form |
| Personal Accident Insurance |
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Personal Accident Insurance is an insurance which gives benefit for death/permanent
disablement and medical expenses for injury as a result of any sudden, unforeseen,
and external accident.
All Risks covered, except :
- Willful act of the policyholder (in case the policyholder is a juridical person,
this means its trustee, its director or any other executive) or the insured
- Willful act of a person entitled to the benefits under this contract
- While the insured is acting in the capacity of or under the direct orders of any branch
of the armed forces, or police authorities
- War, military action of foreign nations, revolution, insurrection, civil commotion,
armed rebellion or other similar disturbance or riot
- Criminal act of the insured
- Suicide or attempt thereat by the insured
- Accident while the insured is driving an automobile or a motorcycle without a current valid
license or while under the influence of alcohol and/or drugs
- Brain disease, sickness or insanity of the insured
- Earthquake, volcanic eruption or tsunami
- Medical or surgical treatment except where such treatment is necessary solely
by injuries for which the company is liable
- Pregnancy, childbirth, premature birth miscarriage of the insured
- Accident while insured doing dangerous sport activities
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| Note: All the description above are virtually very general, information in details
shall be determined by terms and conditions mentioned in the policy. |
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